Whole Life Insurance
Have questions about Whole Life Insurance?
We have organised answers for your common questions on our FAQs page.
Whole Life Insurance provides coverage for the duration of the life of the insured person. This policy also contains a saving component, known as the cash value which increases over time.
- Guaranteed premiums
- Cash Value Benefit
- Policy Loan option
With or Without Profits
Perfect for individuals who wish to have both protection and cash value accumulation.
- Guaranteed premiums
- Guaranteed death benefit
- Guaranteed cash value
- Policy loan option
- Cash surrender option
- The ‘With Profits’ plan allows clients to share in the company’s profits, which increases the policies cash value.
Limited to Age 60
This policy allows you to pay premiums up to the age of 60 and be covered for the rest of your life. This makes it an ideal choice for retirement planning.
- Guaranteed premiums
- Guaranteed death benefit
- Guaranteed cash value
Quinquennial Bonus
Pays 25% of the sum assured every five years. This policy is ideal for retirement and estate planning as cash value accumulates rapidly.
- Guaranteed premiums
- Guaranteed death benefit
- Guaranteed cash value
- Policy loan option
- Cash surrender option
4 Payments Life Plan with Profits
Pay premiums for 20 years and be covered for the rest of your life.
- Guaranteed premiums
- Guaranteed death benefit
- Guaranteed cash value
- Policy loan option
- Cash surrender option
- Periodic endowment
