Group Life Plan

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Have questions about Group Life Plan?

We have organised answers for your common questions on our FAQs page.

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NCI offers Group Life insurance coverage to eligible employees or primary insureds under Group plans. There is also an Accidental Death and Dismemberment (AD&D) rider attached to the Group Life coverage.

  • Coverage can be a flat benefit amount or a multiple of the employee’s annual salary.
  • Group Life coverage is term life insurance.
  • AD&D coverage provides an additional benefit in the event of accidental death as well as a benefit payable to the insured member for various forms of dismemberment.
  • Coverage is convertible to an individual whole life policy upon separation from the employer.