Have questions about Motor Insurance?
We have organised answers for your common questions on our FAQs page.
Comprehensive Coverage
The cost of your coverage depends on several factors including the age of the vehicle, engine size, use of the vehicle, your age, the number of drivers, and the value of the vehicle.
Basic Cover
- Loss or damage (to the insured’s vehicle)
- By accidental collision or overturning
- By fire, external explosion, self ignition or lightning
- By burglary, housebreaking or theft
- By malicious act
- Whilst in transit (including the process of loading and unloading incidental to such transit) by road, rail, inland waterway, lift or elevator between St. Kitts & Nevis
- Medical expenses (not applicable to commercial vehicles)
- Third party coverage
- Bodily injury
- Property damage
Optional Cover
For an additional premium you can be covered for Acts of God, windshield damage & any authorised driver
Third Party Only Coverage
Covers damages and injuries to third parties.
Basic Cover
- Bodily injury
- Property damage
Optional Cover
- For an additional premium you can be covered for any authorized driver
- Insured only or insured and named drivers
Road Act Coverage (Motorcycles Only)
Minimum coverage required by law. Bodily injury is covered up to EC $5,000.00 per person with an aggregate of EC $50,000.00.
Basic Cover
- Bodily injury
Optional Cover
- Insured only or names drivers only w/ valid license or permit
